Douglass, West & Associates

Bankruptcy Resources

Credit Counseling (Before You File)

  • Summit Financial Education
    The price for (single or joint bankruptcy filers) for the Certificate of Credit Counseling is:

    • $ 9.95 for E-Mail counseling
    • $19.95 for On-Line Chat counseling
    • $29.95 for Telephone counseling
    • Website: www.summitfe.org
    • Toll Free: 800-780-5965
  • Access Counseling, Inc. – (DWA Attorney Code is A5EC231) Access Counseling, Inc. is approved to issue certificates evidencing completion of our personal financial management instructional course in compliance with the Bankruptcy Code in all jurisdictions except North Carolina and Alabama. Approval does not endorse or assure the quality of a Provider’s services.
    • $ 9.00 ONLINE – 1st Course: Pre-filing Credit Counseling, Single or Joint Filers (per Household)
    • $ 25.00 by PHONE – 1st Course: Pre-filing Credit Counseling, Single or Joint Filers (per Household)
    • Same fees for Single or Joint-filers
    • Available in English or Spanish
    • Use DWA Attorney Code is A5EC231
    • Website: www.accesscounselinginc.org
    • Toll Free: 800-205-9297

Other Approved Credit Counseling Agencies – A comprehensive list of alternative Eastern District of Pennsylvania credit counseling services that have been approved by the U.S. Department of Justice. Visit the website: http://www.usdoj.gov

Financial Management  (After You File)

We believe the least expensive courses provided online are by:

  • Summit Financial Education – $7.95
    Summit Financial Education is a non-profit corporation providing comprehensive credit counseling and personal financial management education services.

  • Access Counseling, Inc. – (DWA Attorney Code is A5EC231) Access Counseling, Inc. is approved to issue certificates evidencing completion of our personal financial management instructional course in compliance with the Bankruptcy Code in all jurisdictions except North Carolina and Alabama. Approval does not endorse or assure the quality of a Provider’s services.
    • $ 9.00 ONLINE – 2nd Course: Post-filing/Pre-discharge Debtor Education, Single or Joint Filers (per Household)
    • $ 15.00 by PHONE – 2nd Course: Post-filing/Pre-discharge Debtor Education, Single or Joint Filers (per Household)
    • Same fees for Single or Joint-filers
    • Available in English or Spanish
    • Use DWA Attorney Code is A5EC231
    • Website: www.accesscounselinginc.org
    • Toll Free: 800-205-9297

  • 123debtor.com 866-676-1364; $11.99 per person, $23.49 per couple
    www.123debtor.com
    (The Priority Code M192)

  • BE Adviser $11.00 www.beadviser.com
    $11.00 (Same Price Single or Joint Filers)

Credit Reports

House Values

Vehicle Values

Useful Articles:

Useful Links After Bankruptcy:

Useful Links and Information about 341 Hearings:

Useful Links to Articles Concerning Car Loan Reaffirmation:

Useful Links to Articles Concerning Mortgage Loan Reaffirmation: