Douglass, West & Associates

Don’t Start Packing Yet!

During the course of a week I receive many calls from people, anxious because they have received a letter from a mortgage company stating an intent to foreclose on their mortgage. Invariably, the question is, “ How long will it be before the sheriff can sell my home. Read more

What is Bankruptcy?

Bankruptcy is a legal proceeding in which a person who can not pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the law.

Visit our Bankruptcy section for more details.

Should I select FULL TORT?

If you do not have FULL TORT on your automobile insurance policy, you could be at risk. Injured parties can be left helpless if the other driver is uninsured or underinsured. You could be left helpless to collect money from the driver who hit you.

  • You and your family need FULL insurance protection: What insurance companies may call “full coverage” is not always complete protection.
  • Insist on full tort: It gives you the unlimited right to sue for pain and suffering. Limited tort can limit this right.
  • Insist on uninsured/underinsured motorist insurance: They protect you even if you are in an accident with a driver who isn’t insured or is poorly insured.
  • You don’t have complete protection if you do not have both kinds of insurance: Full tort and uninsured/underinsured motorist works together to give you complete protection.

Remember:   Only full tort + uninsured/underinsured motorist = full protection

Learn more about the FULL TORT option.

What should I do if I’m involved in an automobile accident?

Many people panic when they are in an auto accident. They worry how it will affect their insurance rates and other matters. Sometimes, panic causes people to say things they will later regret and to overlook information that would be helpful if a dispute arises regarding the accident.  Read more