Bankruptcy Resources
Credit Counseling (Before You File)
- Summit Financial Education
The price for (single or joint bankruptcy filers) for the Certificate of Credit Counseling is:- $ 9.95 for E-Mail counseling
- $19.95 for On-Line Chat counseling
- $29.95 for Telephone counseling
- Website: www.summitfe.org
- Toll Free: 800-780-5965
- Access Counseling, Inc. – (DWA Attorney Code is A5EC231) Access Counseling, Inc. is approved to issue certificates evidencing completion of our personal financial management instructional course in compliance with the Bankruptcy Code in all jurisdictions except North Carolina and Alabama. Approval does not endorse or assure the quality of a Provider’s services.
- $ 9.00 ONLINE – 1st Course: Pre-filing Credit Counseling, Single or Joint Filers (per Household)
- $ 25.00 by PHONE – 1st Course: Pre-filing Credit Counseling, Single or Joint Filers (per Household)
- Same fees for Single or Joint-filers
- Available in English or Spanish
- Use DWA Attorney Code is A5EC231
- Website: www.accesscounselinginc.org
- Toll Free: 800-205-9297
Other Approved Credit Counseling Agencies – A comprehensive list of alternative Eastern District of Pennsylvania credit counseling services that have been approved by the U.S. Department of Justice. Visit the website: http://www.usdoj.gov
Financial Management (After You File)
We believe the least expensive courses provided online are by:
- Summit Financial Education – $7.95
Summit Financial Education is a non-profit corporation providing comprehensive credit counseling and personal financial management education services.- Website: www.summitfe.org
- Toll Free: 800-780-5965
- Website: www.summitfe.org
- Access Counseling, Inc. – (DWA Attorney Code is A5EC231) Access Counseling, Inc. is approved to issue certificates evidencing completion of our personal financial management instructional course in compliance with the Bankruptcy Code in all jurisdictions except North Carolina and Alabama. Approval does not endorse or assure the quality of a Provider’s services.
- $ 9.00 ONLINE – 2nd Course: Post-filing/Pre-discharge Debtor Education, Single or Joint Filers (per Household)
- $ 15.00 by PHONE – 2nd Course: Post-filing/Pre-discharge Debtor Education, Single or Joint Filers (per Household)
- Same fees for Single or Joint-filers
- Available in English or Spanish
- Use DWA Attorney Code is A5EC231
- Website: www.accesscounselinginc.org
- Toll Free: 800-205-9297
- 123debtor.com 866-676-1364; $11.99 per person, $23.49 per couple
www.123debtor.com
(The Priority Code M192) - BE Adviser $11.00 www.beadviser.com
$11.00 (Same Price Single or Joint Filers)
Credit Reports
House Values
Vehicle Values
Useful Articles:
- USTP Position on Legal Issues Arising Under The Chapter 7 Means Test
- USTP Position Concerning Chapter 13 Disposable Income Test
- Benefits of Filing for Bankruptcy
- How will my FICO score consider a bankruptcy?
- Is Your Credit Score Ruined by Filing Bankruptcy?
- Stop Creditor Harassment, Foreclosure, Garnishment? File Bankruptcy!
Useful Links After Bankruptcy:
- Bounce Back After Bankruptcy
- Steps to Rebuilding Your Credit
- How to Recover from Bankruptcy
- Getting unsecured credit cards after bankruptcy
- Ready for a credit card after bankruptcy?
- Best credit cards after bankruptcy
- Should I get a credit card after bankruptcy?
- 3 reasons you can’t get credit after bankruptcy
- How to have a fresh start!
Useful Links and Information about 341 Hearings:
- What Do I Do at My Meeting of Creditors?
- My Bankruptcy 341 Meeting of Creditors Is Coming Up — What Should I Expect?
- Video: What Happens at a 341 Meeting?
- Green Chair of Truth–the 341 Meeting Chair
Useful Links to Articles Concerning Car Loan Reaffirmation:
- My Lender Wants Me to Reaffirm My Car Loan–What Should I Do?
- Why do I have to reaffirm my car loan?
- Your Car – Reaffirm, Redeem or Surrender? – NOT!
- My 341 Has Passed: Will My Car Get Repossessed?
Useful Links to Articles Concerning Mortgage Loan Reaffirmation:
- Why You Shouldn’t Reaffirm a Mortgage in Bankruptcy
- Is Reaffirmation of a Mortgage Required?
- If I Don’t Reaffirm My Mortgage Note, Is My House at Risk?
- Affirm or Reaffirm After Bankruptcy, It’s Trouble Whatever It’s Called